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In a move that has stunned the footballing world, Marc-André ter Stegen is on the verge of leaving FC Barcelona to join local rivals Girona on a six-month loan. As of Friday, January 16, 2026, multiple outlets, including Fabrizio Romano and Cadena SER, report that a total agreement has been reached between the player and the Blanquivermells.
The deal represents a seismic shift in the career of the Barcelona captain, who has been a mainstay at the Camp Nou for nearly 12 years.
Why the Move? The "World Cup" Factor
The primary driver behind this shock departure is Ter Stegen's desire to secure Germany's No. 1 shirt for the 2026 FIFA World Cup.
The Bench Crisis: Since returning from back surgery, Ter Stegen has seen himself drop to third choice under Hansi Flick. The manager has preferred the younger Joan GarcÃa (signed for €25m in 2025) and the experienced Wojciech SzczÄ™sny, who recently extended his contract until 2027.
National Team Ultimatum: Reports suggest that Germany manager Julian Nagelsmann has made it clear: Ter Stegen must be playing regular top-flight football to be considered for the starting spot in North America this summer.
Family Stability: Choosing Girona allows Ter Stegen to remain in Catalonia, just an hour north of his home, ensuring minimal disruption for his family.
The Financial Nuances
Because of Ter Stegen's significant salary, the loan has required several financial compromises:
The Wage Cut: Ter Stegen has reportedly agreed to forfeit a portion of his salary to facilitate the move.
Girona's Contribution: Girona will pay approximately €1 million toward his wages, with Barcelona covering the remaining majority to clear space on their own wage bill for potential January registrations.
No Buy Option: The deal is a "straight loan" until June 2026, with no option for Girona to make the move permanent.
End of an Era?
Ter Stegen leaves Barcelona (temporarily) with a legacy of 423 appearances and 17 trophies. While he is under contract until 2028, the rise of Joan GarcÃa suggests that the German veteran’s time as the undisputed No. 1 at the Camp Nou may have permanently come to an end.
Fabrizio Romano (Jan 16, 2026): "Girona are closing in on deal to sign Marc-André ter Stegen on loan! Total agreement with the German GK who said YES to Girona. Details to clarify with Barcelona, but Girona hopeful to get it done next week."
The Verdict: While it feels "wrong" to see the Barcelona captain in another Spanish shirt, this is a pragmatic move for all parties. Girona gains a world-class leader for their European push, and Ter Stegen gets the stage he needs to prove he is still one of the world's best.